PERSONAL CHECKING
  Freedom Checking
  Student Checking
  Advantage Checking
  Deluxe Checking
  Emerald Deluxe Checking
   
  *** Overdraft Protection
   
PERSONAL SAVINGS
HOME EQUITY
LINE OF CREDIT
MORTGAGE LOANS
   
   
   

 

 

 

 

 
  PERSONAL CHECKING ACCOUNTS
Foster Bank has recently redesigned our checking account product offerings to try and meet the needs of our growing and diversified customer base. Whether a FREEdom checking account fits your style, or you¡¯re looking to earn a competitive rate, you¡¯ll find we have the account that¡¯s right for you. Open your Foster Bank checking account today! Benefits of ALL personal Foster Bank checking accounts include:
 FREE Internet Banking

 FREE Telephone Banking

 FREE Bill Payment  FREE Debit Card*
 FREE on-line check images  FREE debit card transactions
 Convenient Bank by Mail option  Reorder checks online
 Direct Deposit  $100 minimum opening balance
 FREE Access at over 32,000 Starsf® & Allpoint ATMs
 
 FREEdom Checking

Foster Bank's perfect solution for simple, worry-free checking with no minimum balance requirement.
Meet one of the requirements to avoid a nominal monthly fee of $6.

 One (1) direct deposit per month

One (1) online bill payment per month

 Three (3) debit card transactions Three (3) checks per month


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 Student Checking

An account for the student who does not write a lot of checks, but prefers electronic banking and the use of
today¡¯s technologies.

  Up to $5 monthly in rebated surcharge fees

FREE Check Safekeeping

  $1 per check for more than ten (10) per
       statement cycle
Write up to ten (10) checks per statement cycle


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Advantage Checking

For people age 55 or better your Foster Bank Advantage Checking account offers unlimited check writing,
with no monthly minimum balance requirement and no monthly service fee.
Advantage also offers free Travelers Cheques for all your travel needs.

  No monthly minimum balance

No activity fees

  No monthly service fees Unlimited check writing
 FREE check images FREE Travelers Checks
 One (1) Money Order FREE per month

 



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 Deluxe Checking

Earn competitive interest rates with a low balance requirement. For those who do not meet the qualifications,
a $15 monthly service fee will be charged.

No monthly fee when you maintain either a       $2000 average balance or an average total       balance of $10,000 or more

 Companion high-yield Deluxe Savings account       available to earn higher interest

Unlimited check writing Tiered interest paid monthly
 FREE Incoming Wires Two (2) FREE Non-Star ATM Transactions
Two (2) FREE Money Orders Two (2) FREE Travelers Checks
One (1) FREE Stop Payment Request FREE basic checks and discount on other       designs


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 Emerald Deluxe Checking

An attractive alternative to cash management accounts offered by brokerage firms, Emerald Deluxe Checking rewards your higher balances with even better rates - a financial solution for customers looking to earn interest
with easy access to cash. For those who do not meet the qualifications, a $20 monthly fee will be charged.

 No monthly fee when you maintain either a $25,000 average balance or an average total balance
      of $75,000 or more
Earn a high rate of interest with unlimited       check writing Companion high-yield Deluxe Savings account       available to earn higher interest
FREE Incoming Wires  Two (2) FREE Non-Star ATM Transactions
Two (2) FREE Money Orders Two (2) FREE Travelers Checks
One (1) FREE Stop Payment Request FREE basic checks and discount on other       designs


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  Overdraft Protection

With all Foster Bank accounts it pays to sign up for an automatic transfer (overdraft protection) from another Foster Bank account. Avoid unnecessary overdraft fees when you sign up for an automatic transfer. Should your checking account become overdrawn we can automatically transfer funds from another checking, Money Market, Savings or Home Equity Line of Credit. This service is invaluable and will save you money instead of incurring expensive overdraft fees. Transfers are made in increments of $50.

A small nominal fee is charged for each transfer. Please consult our service charge brochure or contact a Personal Banker at one of our convenient Chicagoland locations.

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