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MORTGAGE LOANS |
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| Fixed-Rate Conventional Mortgage | |
| Adjustable-Rate Mortgage | |
| Balloon Loan Options | |
 MORTGAGE LOANS |
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Buying or refinancing a home is a major undertaking. In fact, for most first-time home buyers it can be the single most expensive purchase of your lives. The type of loan you select in financing your new home can affect your down payment, the total amount you pay and how much home you can purchase. Foster Bank can help make this an easy process. See a Foster Bank professional before you begin your search. We can pre-qualify you to determine you home loan price range and give you more negotiating power. As one of our preferred mortgage clients, you will receive the following benefits: |
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 Fixed-Rate Conventional Mortgage |
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Over the years, fixed-rate loans have been the most popular type of mortgage. You can count on a fixed payment amount for the life of the loan. |
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| Adjustable-Rate Mortgage |
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| These loans usually offer lower beginning rates and varying time frames before rates area adjusted. If you are expecting to increase your income - or if you plan to buy another home in a few years - this might be your best choice.
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| Balloon Loan Options |
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Our balloon loans offer some of the best features of both fixed and adjustable-rate loans. You have the assurance of a competitive low fixed rate for a guaranteed time frame. If you plan to move within this time period, this is a good choice for you. |
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For further information or other programs please call one of our mortgage professionals. Contact Lisa Kang at 773.279.4962 or Kenny Lee at 773.279.4963. Foster Bank is an Equal Opportunity Lender. |
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Local servicing. Should you ever have a question or problem call Foster Bank to receive 