- 4.00% APY*
     - $1,000 minimum CD opening deposit required.
     - Interest is compounded monthly and credited to your account monthly.

 * Annual Percentage Yield (APY) assumes principal and interest remain on deposit until maturity. Minimum balance to open the account and earn interest is $1,000. Maximum deposit is $100,000. Penalty will be applied for early withdrawal. Fees may reduce earnings. Personal accounts only, no brokered funds. New money only; funds must not have been on deposit at Foster Bank for the past 90 days. Rate is effective 10/6/08 and subject to change without notice. Please contact a personal banker for details.