- 3.25% APY*
     - $1,000 minimum CD opening deposit required.
     - Interest is compounded monthly and credited to your account monthly.

 * Annual Percentage Yield (APY) assumes principal and interest remain on deposit until maturity. Penalty will be applied for early withdrawal. Withdrawal will reduce earnings. APY offers effective as of 6/1/2008. New money only; funds must not have been on deposit at Foster Bank for the past 90 days. Rate is effective 10/6/08 and subject to change without notice. Please contact a personal banker for details.